HEALTHY LIVIN’ INTERNATIONAL
Disclaimer, Privacy Policy & Terms of Use
Last updated: 31 August 2026
These policies apply to Healthy Livin’ International and the website healthylivininternational.com (“Website”, “we”, “us”, “our”).
1. DISCLAIMER & IMPORTANT SAFETY INFORMATION
Our Products and Content
Healthy Livin’ International provides self-guided hypnosis audios, mindset-shift audios, downloadable resources and educational and personal-development content intended to support relaxation, positive mindset practices and general wellbeing.
Our products and content are provided for general educational, personal-development and wellbeing purposes only.
They are not intended to diagnose, treat, cure or prevent any medical or mental-health condition and are not substitutes for medical, psychological, psychiatric, nutritional, financial, legal or other professional advice.
Healthy Livin’ International does not provide psychotherapy, psychiatric treatment, medical treatment or financial advisory services through this Website.
Hypnosis & Audio Safety
Our hypnosis and guided-relaxation audios should only be used when you are in a safe environment where you can relax without needing to remain fully alert.
Never listen while driving, cycling, operating machinery, crossing roads or undertaking any activity requiring your full attention.
Stop listening if an audio causes significant discomfort or distress.
If you have a medical or mental-health condition, are receiving treatment, or are uncertain whether hypnosis or guided relaxation is appropriate for you, please consult an appropriately qualified healthcare professional before use.
If you are experiencing an emergency or believe that you may be at risk of harming yourself or another person, seek immediate assistance from your local emergency or crisis service.
Individual Results
Every individual is different. Responses to hypnosis, relaxation, mindset practices and personal-development resources vary.
We do not promise or guarantee any particular physical, emotional, personal, financial or other result from using our products or content.
Healthy Weight Content
Information relating to healthy weight, eating habits, exercise or physical wellbeing is provided for general wellbeing and personal-development purposes only.
It does not constitute medical, nutritional or dietetic advice, and no particular amount or rate of weight loss is promised or guaranteed.
Financial Mindset Content
Content concerning money, wealth, abundance, financial confidence or financial mindset relates solely to personal development and mindset.
Healthy Livin’ International does not provide investment, financial, tax, accounting or legal advice.
Nothing in our Website, products or audios constitutes a recommendation to buy, sell or invest in any financial product or make any particular financial decision.
No income, earnings, wealth or financial outcome is promised or guaranteed.
Testimonials and Reviews
Testimonials and reviews represent individual customers' experiences and opinions.
Individual experiences vary, and testimonials should not be interpreted as promises, guarantees or representations that you will achieve identical or similar results.
Adults Only
Our hypnosis audio products are intended for adults aged 18 years and above, unless a particular product expressly states otherwise.
2. PRIVACY POLICY
Healthy Livin’ International respects your privacy and aims to collect and use personal information responsibly.
Information We May Collect
Depending upon how you interact with our Website, we may collect information you voluntarily provide, including:
your name;
email address;
telephone number, if you choose to provide it;
information submitted through contact or enquiry forms;
information necessary to fulfil a purchase or provide a digital product; and
communications you send to us.
Our Website or service providers may also automatically receive limited technical information such as browser/device information, IP address, pages visited and cookie or analytics information.
We do not need the extensive categories appearing in your old policy—such as passport details, marital status and social-security/taxpayer identification numbers—for the ordinary operation described here. Your old policy currently claims these may be collected.
Why We Use Personal Data
We may use personal data where appropriate to:
provide requested products, downloads or information;
process and administer purchases;
respond to enquiries and provide customer support;
maintain and improve the Website;
maintain security and prevent misuse;
comply with applicable legal obligations; and
send marketing communications where you have provided the necessary consent or where otherwise permitted by applicable law.
We will not use personal data for unrelated purposes without an appropriate basis.
Email Marketing
Where required, marketing consent will be requested separately.
You can unsubscribe from marketing emails at any time using the unsubscribe facility contained in the communication or by contacting us.
Payment Information
Where purchases are processed through a third-party payment or marketplace provider, payment information may be processed directly by that provider.
Healthy Livin’ International does not intentionally collect or store complete payment-card details where payment processing is handled entirely by the relevant payment provider.
Service Providers
We may use reputable third-party providers to operate our Website, deliver communications, host content, provide analytics, process payments or deliver digital products.
These providers may process information necessary to perform their services.
International Transfers
Some service providers may process or store information outside Singapore.
Where personal data is transferred internationally, we will take reasonable steps as required by applicable law to ensure an appropriate standard of protection. Singapore's PDPA specifically includes a Transfer Limitation Obligation. (IMDA PDPC)
Cookies
Our Website may use cookies and similar technologies required for functionality, security, preferences and, where enabled, analytics.
Where applicable, visitors will be provided with appropriate choices concerning non-essential cookies.
Keeping Information Secure
We take reasonable administrative and technical measures appropriate to the nature of the information we hold to protect personal data against unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks.
No Internet transmission or electronic-storage system, however, can be guaranteed to be completely secure.
Retention
We retain personal data only for as long as reasonably necessary for the purpose for which it was collected or for legitimate business or legal requirements, after which it will be deleted, anonymised or otherwise appropriately disposed of where required.
This reflects Singapore's Retention Limitation Obligation. (IMDA PDPC)
Your Personal Data
Subject to applicable law, you may contact us concerning access to or correction of your personal data, or to withdraw consent where applicable.
Singapore's PDPA includes access and correction obligations as well as requirements surrounding consent and withdrawal. (IMDA PDPC)
Contact:
rita@healthylivininternational.com
Children
Our products and Website are directed toward adults and are not intended to solicit personal information from children.
If we become aware that personal data has been collected from a child in circumstances where it should not have been collected, we will take appropriate steps.
3. TERMS OF USE & DIGITAL PURCHASE TERMS
By accessing the Website or purchasing a Healthy Livin’ International digital product, you agree to these Terms to the extent permitted by applicable law.
Digital Products
Our products may include hypnosis audios, guided audios, mindset resources, PDFs and other downloadable or electronically delivered content.
Unless expressly stated otherwise, purchases provide you with a limited, non-exclusive licence for your personal, non-commercial use.
Ownership and intellectual-property rights remain with Healthy Livin’ International and/or the relevant rights holder.
You must not reproduce, distribute, resell, share, upload, publish, sublicense or commercially exploit our paid digital products without prior written permission, except where permitted by law.
Digital Products — Refund & Cancellation Policy
PLEASE READ BEFORE PURCHASING.
Because our products are digital and access or delivery may be provided immediately after purchase, all sales are final and we do not offer refunds, returns or exchanges for change of mind once the digital product has been delivered, downloaded or access has been provided.
Please read the product description carefully before completing your purchase.
If you:
experience a genuine technical problem accessing your purchase;
receive the wrong digital product; or
believe you have been charged incorrectly,
please contact rita@healthylivininternational.com, and we will investigate and make reasonable efforts to resolve the issue.
Nothing in this Refund Policy excludes, restricts or modifies any consumer right or remedy that cannot lawfully be excluded, restricted or modified under applicable law.
This replaces the old clause referring specifically to “Coaching Services and Hypnosis MP3s.”
No Guarantee of Results
Purchasing or using a Healthy Livin’ International product does not guarantee any particular result.
Results and experiences differ between individuals and depend upon many factors outside our control.
Intellectual Property
Unless otherwise stated, Healthy Livin’ International's original branding, written materials, audio recordings, videos, graphics, downloadable resources and other original content are protected by applicable intellectual-property laws.
Purchase of a product does not transfer ownership of our intellectual property.
Acceptable Use
You may not use the Website or our products unlawfully, interfere with the Website's operation, attempt unauthorised access, distribute malicious software or infringe our or another person's intellectual-property or other legal rights.
Third-Party Links
The Website may contain links to third-party websites or services.
We do not control third-party websites and are not responsible for their content, availability, privacy practices, terms or transactions.
Affiliate Disclosure
Some links may be affiliate links. Where applicable, Healthy Livin’ International may receive a commission from a qualifying purchase, without increasing the price you pay.
Affiliate relationships will be disclosed where appropriate.
Website Availability and Accuracy
We make reasonable efforts to keep information accurate and the Website available, but cannot guarantee that all content will always be complete, current, error-free or continuously available.
Limitation of Liability
To the fullest extent permitted by applicable law, Healthy Livin’ International will not be liable for indirect, incidental, special or consequential losses arising from use of, or inability to use, the Website or digital products.
Nothing in these Terms excludes or limits liability, consumer rights or remedies that cannot legally be excluded or limited.
Changes
We may update these Terms, Privacy Policy or Disclaimer from time to time to reflect changes to our Website, products, business practices or applicable requirements.
The latest version and effective date will be displayed on the Website.
Governing Law
These Terms are governed by the laws of Singapore, without prejudice to any mandatory consumer rights that may apply to a customer under applicable law.
Contact
For questions concerning these Terms, privacy matters, purchases or our products:
Healthy Livin’ International
rita@healthylivininternational.com